Health Insurance Is Really A Necessary Evil

We all are very truly familiar with the term known as health insurance and also a large number of people have it in one form or the other, but have you ever thought that how it all began? There is really a very big history behind the concept of health insurance. The great idea of paying the rates of health insurance premiums on month-to-month basis or also annual fees to cover the price of our issues related to health very truly seems to be really a very modern concept, but this is not at all a truth as there is very truly a very long history behind all this.

This concept came in hundreds of years back. The original idea of insurance of health was very truly brought in by Hugh in the year 1694. By the time the 1800`s came up, all the people were really able to purchase accident insurance, which very truly worked to help all those people who were really injured in any accident or all those people who became disabled in any accident.


The first plan for health insurance only offered the total compensation only if the victim was very truly injured due to any accident on either a train or a steamboat. As at that time the people suffered with a very large number of injuries and accidents thus health insurance plans were very much important and also very crucial at that time.

In the year 1847, the Health Insurance of Boston very truly offered the first group policy of health insurance and that too with comprehensive benefits and also profits. By the years 1890`s, the insurance agencies, companies and providers were starting to issue health insurance policies for a single person that covered almost each and everything from accidents and injuries to sickness and also disease.

Blue Cross health plans were the new plans, which came in further years. These were those plans for insurance of health that were very truly negotiated with the specific doctors and also with the local hospitals. Discounts were also very truly given to the holders of the health insurance plans and all this process as a whole worked really very well and also become very famous. So the concept of health insurance is not at all new, this concept originated hundreds of years ago and is continuing till date with some changes with the passage of time.

By: Franchis

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